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Establishment of Total loss and Claims Processing Procedures illustrate

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  • 1.Emergency Evaluation Danger Sign of Disaster-Damaged Hazardous Buildings (Red Danger Sign）
  • 2.Establishment of Total loss and Claims Processing Procedures
  • 3.Government demolition notice/order or direct demolition of residence3.1Compensation
  • 4.Appraisal by qualified adjustor
    4.1Uninhabitable and rebuilding required(go to 5)
    4.2Residence is deemed uninhabitable without repair or rebuilding(go to 6)
  • 5.Uninhabitable and rebuilding required
    5.1Compensation
        5.1.1Indemnity paid to policyholder
  • 6.Residence is deemed uninhabitable without repair or rebuilding
    6.1Repair cost ≧ Replacement cost
        6.1.1Compensation(go to 6.1.1)
    6.2Cannot be appraised
        6.2.1Reappraisal meeting
            6.2.1.1Meeting reappraisal 、Written reappraisal、Entrusted appraisal on case-by-case basis
                6.2.1.1.1No compensation
                    6.2.1.1.1.1Policyholder accepts/rejects
                        6.2.1.1.1.1.1Accepts(go to 6.3.1.1.1.1)
                        6.2.1.1.1.1.2Rejects
                            6.2.1.1.1.1.1.1Litigation or arbitration
                                6.2.1.1.1.1.1.1.1Does not meet compensation criteria (go to 6.3.1.1.1.1)
                                6.2.1.1.1.1.1.1.2Meets compensation criteria(go to 5.1.1)
    6.3Repair cost < Replacement cost
        6.3.1No compensation
            6.3.1.1Policyholder accepts/rejects
                6.3.1.1.1Policyholder acce -pts/rejects
                    6.3.1.1.1.1Case closed without compensation
                6.3.1.1.2Rejects (go to 5.2.1)
  • 7.Note: The TREIF should conduct a follow-up spot check and reappraise the spot check case at the reappraisal meeting.
Updated：2026-02-26 Views：1279
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