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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 30 September 2025, the cumulative liability amount for the residential earthquake insurance system was NT$6,263,431,743,153 . There were 3,729,183 policies in force, representing a take-up rate of 39.26% (based on a total of 9,499,420 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 683,452,153,377 409,638 10.98%
New Taipei City、Keelung 1,468,110,355,071 870,938 23.35%
Taoyuan 767,643,987,273 454,953 12.2%
Hsinchu 335,102,559,228 199,413 5.35%
Miaoli 112,849,632,082 67,259 1.8%
Taichung 864,876,333,002 515,566 13.83%
Nantou 71,127,931,894 42,522 1.14%
Changhua 176,319,176,210 104,598 2.8%
Yunlin 86,387,810,864 51,243 1.37%
Chiayi、Tainan 588,825,985,672 351,267 9.42%
Kaohsiung、Pingtung、Penghu 887,136,872,407 528,857 14.18%
Hualien、Taitung 97,919,731,765 58,959 1.58%
Ilan 111,823,174,669 66,865 1.79%
Kinmen、Shisha 11,856,039,639 7,105 0.19%
Total 6,263,431,743,153 3,729,183 100%
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