Cumulative Liability and Take-up rate As of 28 February 2026, the cumulative liability amount for the residential earthquake insurance system was NT$6,339,087,989,136. There were 3,768,957 policies in force, representing a take-up rate of 39.52% (based on a total of 9,536,678 households in Taiwan). Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone Taipei New Taipei City、Keelung Taoyuan Hsinchu Miaoli Taichung Nantou Changhua Yunlin Chiayi、Tainan Kaohsiung、Pingtung、Penghu Hualien、Taitung Ilan Kinmen、Shisha Taipei Cumulative liability 693,395,222,163 Policy percentage 11% Number of insurance policies 414,600 Area total Cumulative liability total 6,339,087,989,136 Number of insurance policies total 3,768,957 Effective Date:2026/03/12 Area Cumulative liability Number of insurance policies Policy percentage Taipei 693,395,222,163 414,600 11% New Taipei City、Keelung 1,482,032,806,830 878,307 23.3% Taoyuan 780,259,527,638 462,060 12.26% Hsinchu 337,429,982,008 200,517 5.32% Miaoli 114,276,271,292 68,044 1.81% Taichung 878,075,626,488 522,786 13.87% Nantou 71,700,110,586 42,788 1.14% Changhua 177,969,325,987 105,472 2.8% Yunlin 87,555,168,953 51,889 1.38% Chiayi、Tainan 596,408,355,369 355,277 9.43% Kaohsiung、Pingtung、Penghu 896,168,047,963 533,242 14.15% Hualien、Taitung 98,462,771,797 59,134 1.57% Ilan 113,382,200,165 67,685 1.8% Kinmen、Shisha 11,972,571,897 7,156 0.19% Total 6,339,087,989,136 3,768,957 100% Updated:2026-03-12 Views:9350