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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 31 May 2025, the cumulative liability amount for the residential earthquake insurance system was NT$6,174,952,967,710. There were 3,683,472 policies in force, representing a take-up rate of 39.03% (based on a total of 9,436,751 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 668,641,698,906 402,011 10.91%
New Taipei City、Keelung 1,450,957,400,841 862,290 23.41%
Taoyuan 754,682,435,948 447,770 12.16%
Hsinchu 331,401,733,544 197,555 5.36%
Miaoli 111,596,763,460 66,588 1.81%
Taichung 851,853,255,752 508,555 13.81%
Nantou 70,475,557,873 42,160 1.14%
Changhua 174,970,658,482 103,943 2.82%
Yunlin 85,151,918,605 50,552 1.37%
Chiayi、Tainan 581,141,615,204 347,271 9.43%
Kaohsiung、Pingtung、Penghu 874,767,333,048 522,906 14.2%
Hualien、Taitung 97,023,500,391 58,560 1.59%
Ilan 110,552,286,571 66,260 1.8%
Kinmen、Mazhu 11,736,809,085 7,051 0.19%
Total 6,174,952,967,710 3,683,472 100%
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