Cumulative Liability and Take-up rate As of 30 November 2025, the cumulative liability amount for the residential earthquake insurance system was NT$6,294,405,635,099. There were 3,744,239 policies in force, representing a take-up rate of 39.42% (based on a total of 9,499,420 households in Taiwan). Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone Taipei New Taipei City、Keelung Taoyuan Hsinchu Miaoli Taichung Nantou Changhua Yunlin Chiayi、Tainan Kaohsiung、Pingtung、Penghu Hualien、Taitung Ilan Kinmen、Shisha Taipei Cumulative liability 686,937,236,004 Policy percentage 10.98% Number of insurance policies 411,127 Area total Cumulative liability total 6,294,405,635,099 Number of insurance policies total 3,744,239 Effective Date：2025/12/12 Area Cumulative liability Number of insurance policies Policy percentage Taipei 686,937,236,004 411,127 10.98% New Taipei City、Keelung 1,473,032,450,218 873,174 23.32% Taoyuan 772,881,434,569 457,872 12.23% Hsinchu 336,152,776,839 199,860 5.34% Miaoli 113,118,478,557 67,379 1.8% Taichung 871,803,613,790 519,260 13.87% Nantou 71,470,354,282 42,690 1.14% Changhua 176,781,958,610 104,810 2.8% Yunlin 86,736,378,422 51,422 1.37% Chiayi、Tainan 592,049,752,291 352,854 9.42% Kaohsiung、Pingtung、Penghu 890,984,536,822 530,530 14.17% Hualien、Taitung 98,145,700,335 58,992 1.58% Ilan 112,394,293,393 67,140 1.79% Kinmen、Shisha 11,916,670,967 7,129 0.19% Total 6,294,405,635,099 3,744,239 100% Updated：2025-12-12 Views：8826
