Cumulative Liability and Take-up rate As of 30 September 2026, the cumulative liability amount for the residential earthquake insurance system was NT$6,476,930,658,346. There were 3,851,313 policies in force, representing a take-up rate of 39.93% (based on a total of 9,644,007 households in Taiwan). Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone Taipei New Taipei City、Keelung Taoyuan Hsinchu Miaoli Taichung Nantou Changhua Yunlin Chiayi、Tainan Kaohsiung、Pingtung、Penghu Hualien、Taitung Ilan Kinmen、Shisha Taipei Cumulative liability 704,540,405,162 Policy percentage 10.94% Number of insurance policies 421,280 Area total Cumulative liability total 6,476,930,658,346 Number of insurance policies total 3,851,313 Effective Date：2026/10/15 Area Cumulative liability Number of insurance policies Policy percentage Taipei 704,540,405,162 421,280 10.94% New Taipei City、Keelung 1,505,464,194,127 892,190 23.17% Taoyuan 803,090,342,601 475,702 12.35% Hsinchu 344,782,139,990 204,882 5.32% Miaoli 115,973,381,750 69,072 1.79% Taichung 901,680,596,248 536,881 13.94% Nantou 72,583,788,532 43,313 1.12% Changhua 181,711,113,027 107,697 2.8% Yunlin 90,131,112,513 53,407 1.39% Chiayi、Tainan 609,520,260,631 363,132 9.43% Kaohsiung、Pingtung、Penghu 918,542,029,697 546,690 14.19% Hualien、Taitung 99,993,500,421 60,095 1.56% Ilan 116,674,921,574 69,658 1.81% Kinmen、Shisha 12,242,872,073 7,314 0.19% Total 6,476,930,658,346 3,851,313 100% Updated：2026-10-15 Views：10897
