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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 30 April 2025, the cumulative liability amount for the residential earthquake insurance system was NT$6,156,127,257,330. There were 3,674,142 policies in force, representing a take-up rate of 38.93% (based on a total of 9,436,751 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 663,061,264,176 399,016 10.86%
New Taipei City、Keelung 1,448,085,618,778 860,996 23.43%
Taoyuan 752,060,406,853 446,312 12.15%
Hsinchu 331,189,489,635 197,513 5.38%
Miaoli 111,060,842,614 66,314 1.8%
Taichung 849,981,134,207 507,650 13.82%
Nantou 69,957,559,920 41,868 1.14%
Changhua 174,690,325,057 103,813 2.83%
Yunlin 84,996,595,500 50,473 1.37%
Chiayi、Tainan 578,918,116,377 346,106 9.42%
Kaohsiung、Pingtung、Penghu 873,146,729,850 522,312 14.22%
Hualien、Taitung 96,880,105,334 58,515 1.59%
Ilan 110,392,985,770 66,215 1.8%
Kinmen、Mazhu 11,706,083,259 7,039 0.19%
Total 6,156,127,257,330 3,674,142 100%
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