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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 31 December 2023 the cumulative liability amount for the residential earthquake insurance system was NT$5,860,951,793,187. There were 3,504,007 policies in force, representing a take-up rate of 37.85% (based on a total of 9,258,752 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 649,399,389,558 391,823 11.18%
New Taipei City、Keelung 1,398,548,542,837 832,779 23.77%
Taoyuan 707,427,620,811 420,232 11.99%
Hsinchu 313,879,399,958 187,485 5.35%
Miaoli 104,572,451,054 62,361 1.78%
Taichung 794,852,484,890 475,236 13.56%
Nantou 66,821,970,405 40,116 1.14%
Changhua 163,606,349,071 97,309 2.78%
Yunlin 80,088,279,326 47,611 1.36%
Chiayi、Tainan 545,040,454,135 326,451 9.32%
Kaohsiung、Pingtung、Penghu 827,757,992,076 496,520 14.17%
Hualien、Taitung 93,722,484,647 56,780 1.62%
Ilan 104,203,938,071 62,647 1.79%
Kinmen、Mazhu 11,030,436,348 6,657 0.19%
Total 5,860,951,793,187 3,504,007 100%
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