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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 31 May 2026, the cumulative liability amount for the residential earthquake insurance system was NT$6,391,245,087,307. There were 3,800,113 policies in force, representing a take-up rate of 39.68% (based on a total of 9,576,377 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 692,616,703,152 414,161 10.9%
New Taipei City、Keelung 1,489,792,309,334 882,844 23.23%
Taoyuan 789,843,204,117 467,854 12.31%
Hsinchu 340,343,351,699 202,241 5.32%
Miaoli 115,028,124,891 68,488 1.8%
Taichung 888,213,638,416 528,844 13.92%
Nantou 71,800,577,643 42,847 1.13%
Changhua 179,768,001,698 106,539 2.8%
Yunlin 88,610,076,055 52,510 1.38%
Chiayi、Tainan 602,744,040,586 359,054 9.45%
Kaohsiung、Pingtung、Penghu 906,477,388,346 539,427 14.2%
Hualien、Taitung 98,999,071,755 59,477 1.57%
Ilan 114,858,761,542 68,567 1.8%
Kinmen、Shisha 12,149,838,073 7,260 0.19%
Total 6,391,245,087,307 3,800,113 100%
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