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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 31 October 2024 the cumulative liability amount for the residential earthquake insurance system was NT$6,072,864,314,723. There were 3,630,990 policies in force, representing a take-up rate of 38.77% (based on a total of 9,365,894 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 665,876,354,962 401,761 11.06%
New Taipei City、Keelung 1,436,715,107,904 855,551 23.56%
Taoyuan 737,091,299,588 437,872 12.06%
Hsinchu 326,832,616,566 195,221 5.38%
Miaoli 108,349,256,743 64,609 1.78%
Taichung 831,230,328,594 497,147 13.69%
Nantou 68,706,271,554 41,248 1.14%
Changhua 170,720,954,118 101,574 2.8%
Yunlin 83,667,608,773 49,738 1.37%
Chiayi、Tainan 568,236,656,390 340,448 9.38%
Kaohsiung、Pingtung、Penghu 859,285,935,143 515,411 14.19%
Hualien、Taitung 96,195,765,070 58,257 1.6%
Ilan 108,387,312,106 65,179 1.8%
Kinmen、Mazhu 11,568,847,212 6,974 0.19%
Total 6,072,864,314,723 3,630,990 100%
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