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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 30 June 2026, the cumulative liability amount for the residential earthquake insurance system was NT$6,417,547,122,012. There were 3,815,819 policies in force, representing a take-up rate of 39.71% (based on a total of 9,609,202 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 699,992,133,178 418,512 10.97%
New Taipei City、Keelung 1,494,463,597,279 885,666 23.21%
Taoyuan 793,527,283,083 470,045 12.32%
Hsinchu 341,553,077,144 202,962 5.32%
Miaoli 115,247,374,978 68,617 1.8%
Taichung 891,281,884,629 530,618 13.91%
Nantou 72,026,510,013 42,979 1.13%
Changhua 180,265,744,279 106,833 2.8%
Yunlin 88,984,727,535 52,731 1.38%
Chiayi、Tainan 603,830,805,222 359,709 9.43%
Kaohsiung、Pingtung、Penghu 909,849,022,396 541,534 14.19%
Hualien、Taitung 99,186,750,366 59,592 1.56%
Ilan 115,144,403,837 68,735 1.8%
Kinmen、Shisha 12,193,808,073 7,286 0.19%
Total 6,417,547,122,012 3,815,819 100%
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