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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 31 Auguest 2025, the cumulative liability amount for the residential earthquake insurance system was NT$6,250,564,686,096 . There were 3,723,023 policies in force, representing a take-up rate of 39.28% (based on a total of 9,477,984 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 682,797,993,709 409,533 11%
New Taipei City、Keelung 1,466,003,667,439 870,000 23.37%
Taoyuan 765,737,106,577 453,931 12.19%
Hsinchu 334,780,832,038 199,288 5.35%
Miaoli 112,662,780,055 67,164 1.8%
Taichung 862,158,912,036 514,111 13.81%
Nantou 71,024,386,064 42,481 1.14%
Changhua 175,985,445,756 104,425 2.8%
Yunlin 86,171,569,361 51,114 1.37%
Chiayi、Tainan 588,174,963,541 351,031 9.43%
Kaohsiung、Pingtung、Penghu 883,867,993,390 527,187 14.16%
Hualien、Taitung 97,762,936,525 58,898 1.58%
Ilan 111,581,728,993 66,753 1.79%
Kinmen、Shisha 11,854,370,612 7,107 0.19%
Total 6,250,564,686,096 3,723,023 100%
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