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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 28 February 2025, the cumulative liability amount for the residential earthquake insurance system was NT$6,123,090,907,898. There were 3,658,070 policies in force, representing a take-up rate of 38.94% (based on a total of 9,394,386 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 667,232,046,726 402,124 10.99%
New Taipei City、Keelung 1,440,964,291,908 857,496 23.44%
Taoyuan 745,693,491,120 442,767 12.1%
Hsinchu 329,332,376,321 196,555 5.37%
Miaoli 110,208,391,408 65,856 1.8%
Taichung 842,557,875,037 503,606 13.77%
Nantou 69,743,008,170 41,794 1.14%
Changhua 173,728,240,543 103,300 2.82%
Yunlin 84,588,980,777 50,261 1.37%
Chiayi、Tainan 574,920,665,724 344,075 9.41%
Kaohsiung、Pingtung、Penghu 866,807,589,535 519,285 14.2%
Hualien、Taitung 96,577,556,792 58,416 1.6%
Ilan 109,163,279,790 65,568 1.79%
Kinmen、Mazhu 11,573,114,047 6,967 0.19%
Total 6,123,090,907,898 3,658,070 100%
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