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Cumulative Liability and Take-up

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Cumulative Liability and Take-up rate

As of 31 March 2025, the cumulative liability amount for the residential earthquake insurance system was NT$6,144,710,678,914. There were 3,669,161 policies in force, representing a take-up rate of 38.88% (based on a total of 9,436,751 households in Taiwan).

Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone

Area Cumulative liability Number of insurance policies Policy percentage
Taipei 668,418,697,578 402,525 10.97%
New Taipei City、Keelung 1,445,858,061,947 860,036 23.44%
Taoyuan 748,280,129,821 444,187 12.11%
Hsinchu 330,043,009,355 196,902 5.37%
Miaoli 110,751,556,304 66,152 1.8%
Taichung 846,648,236,450 505,851 13.79%
Nantou 70,155,913,510 42,017 1.15%
Changhua 174,472,855,788 103,716 2.83%
Yunlin 84,854,145,046 50,407 1.37%
Chiayi、Tainan 576,813,191,767 345,046 9.4%
Kaohsiung、Pingtung、Penghu 870,198,474,641 520,925 14.2%
Hualien、Taitung 96,718,510,749 58,458 1.59%
Ilan 109,840,229,735 65,926 1.8%
Kinmen、Mazhu 11,657,666,223 7,013 0.19%
Total 6,144,710,678,914 3,669,161 100%
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