Cumulative Liability and Take-up rate As of 31 August 2026, the cumulative liability amount for the residential earthquake insurance system was NT$6,463,539,608,898. There were 3,843,299 policies in force, representing a take-up rate of 40.00% (based on a total of 9,609,202 households in Taiwan). Taiwan Residential Earthquake Insurance Aggregate Liability Amount by Cresta Zone Taipei New Taipei City、Keelung Taoyuan Hsinchu Miaoli Taichung Nantou Changhua Yunlin Chiayi、Tainan Kaohsiung、Pingtung、Penghu Hualien、Taitung Ilan Kinmen、Shisha Taipei Cumulative liability 703,739,995,219 Policy percentage 10.95% Number of insurance policies 420,779 Area total Cumulative liability total 6,463,539,608,898 Number of insurance policies total 3,843,299 Effective Date：2026/09/15 Area Cumulative liability Number of insurance policies Policy percentage Taipei 703,739,995,219 420,779 10.95% New Taipei City、Keelung 1,503,306,539,044 890,899 23.18% Taoyuan 800,762,750,384 474,327 12.34% Hsinchu 343,702,797,543 204,258 5.31% Miaoli 115,956,308,019 69,062 1.8% Taichung 898,756,313,975 535,126 13.92% Nantou 72,344,995,840 43,158 1.12% Changhua 181,613,081,870 107,634 2.8% Yunlin 89,823,996,196 53,230 1.39% Chiayi、Tainan 608,593,708,968 362,577 9.43% Kaohsiung、Pingtung、Penghu 916,497,892,549 545,477 14.19% Hualien、Taitung 99,788,412,074 59,969 1.56% Ilan 116,453,409,144 69,514 1.81% Kinmen、Shisha 12,199,408,073 7,289 0.19% Total 6,463,539,608,898 3,843,299 100% Updated：2026-09-15 Views：10658
